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Looking for info about Cash Discounting? Click here.

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What is Surcharging?

Surcharging allows you to pass on processing fees to customers by automatically adding a fee to credit card transactions.

This fee will appear as a “surcharge” on sales details and customer receipts.

What is the benefit?

You can pass on your credit card processing fees to your customers. If they want to avoid the fee, they can simply pay in cash.

Regulations and compliance

Follow state, federal, provincial, and card brand rules, before enabling Dual Pricing. When in a location that prohibits surcharging, comply with state laws. You must inform your customers of the fees being added. The disclosure should include the following:

• The surcharge is being imposed by the merchant.
• Consumers must be given the opportunity to opt out of the sale or pay by other means before the surcharge is added to the sale.

For example, you could post a sign such as this in your store: